Instead of giving up chocolate, sweets, or Facebook during this year’s lent, I am going to change my spending habits. (I guess you could say that I’m giving up the ability to spend money I don’t have.)
Beginning today, I will only use my credit card for things I must have: gas, food, toiletries. I will not buy Little A any toys (except one thing that the Easter Bunny will bring for her). I will not go out to lunch unless I have the cash, which I usually don’t. I will not buy candy bars, or cute things that I might use only a few times. And the number one thing, I will not buy new clothes.
If I’m going to get myself out of this nasty debt, I must start somewhere so why not start here. If I can make it these 40 days without spending money I don’t have, I just might get rid of this debt by mid 2010.
First thing, I will call my credit card companies today to either cancel cards or lower credit limits.
Wish me luck! What are you giving up for lent?
Single Parent Bloggers Rock;
I gave up candy. I eat too much of it. Have you tried tracking everything you spend money on? I carry a small notebook and track everything. At the end of the month you total it all up and realize there are even more costs you can cut.
By: asinglemomslife on February 25, 2009
at 3:51 pm
Great decision!
I’m with the above commenter. I took it one step further: I tracked daily for three months and plugged it all into Excel. Now I have three spreadsheets running: a weekly and two monthlies.
Oh my, I just read this and realized I’m a total geek
I haven’t given up anything for Lent. I have given up so much already this past year, and I’ll give up more if I have to, to get out of debt
Good luck!
By: Karissa on March 2, 2009
at 1:20 pm